NAV as on 27-Aug-2014: Accelerator:17.3876  Balancer:13.8556  Conservator:17.7835  Conservator Gold:14.3442  Conservator Platinum Fund:14.3976  Defender:14.0711  Discontinued POLICY FUND:12.3043  GROUP ELEVATOR:10.1369  GROUP PROTECTOR:10.7837  Guardian:20.8143  GUARDIAN PLUS:14.4062  GUARDIAN SHIELD:12.714  Maximus:21.5249  Maximus Gold:17.0495  MAXIMUS PLUS:15.4034  Preserver:13.6022  Protector:15.4318  Secure Plus:13.8009  Tyaseer fund:15.0087  Wealth Creator:13.0718 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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IRDA clarifies to public that
1. IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
2. IRDA does not announce any Bonus
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