NAV as on 21-Nov-2014: Accelerator:19.1878  Balancer:14.862  Conservator:18.6635  Conservator Gold:14.8375  Conservator Platinum Fund:15.2561  Defender:14.878  Discontinued POLICY FUND:12.5381  GROUP ELEVATOR:10.4279  GROUP PROTECTOR:11.076  Guardian:22.0513  GUARDIAN PLUS:15.3378  GUARDIAN SHIELD:13.257  Maximus:23.3375  Maximus Gold:18.8044  MAXIMUS PLUS:16.838  Preserver:14.1309  Protector:16.1828  Secure Plus:14.1763  Tyaseer fund:16.1907  Wealth Creator:14.4234 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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IRDA clarifies to public that
1. IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
2. IRDA does not announce any Bonus
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