NAV as on 19-Sep-2014: Accelerator:17.993  Balancer:14.1557  Conservator:17.9676  Conservator Gold:14.4572  Conservator Platinum Fund:14.6397  Defender:14.299  Discontinued POLICY FUND:12.3663  GROUP ELEVATOR:10.1983  GROUP PROTECTOR:10.8536  Guardian:21.189  GUARDIAN PLUS:14.6794  GUARDIAN SHIELD:12.8498  Maximus:22.0861  Maximus Gold:17.6067  MAXIMUS PLUS:15.8516  Preserver:13.7171  Protector:15.5897  Secure Plus:13.8963  Tyaseer fund:15.464  Wealth Creator:13.5142 
 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDA clarifies to public that
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2. IRDA does not announce any Bonus
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