NAV as on 18-Oct-2014: Accelerator:17.5275  Balancer:14.0472  Conservator:18.2538  Conservator Gold:14.6188  Conservator Platinum Fund:14.6561  Defender:14.294  Discontinued POLICY FUND:12.4504  GROUP ELEVATOR:10.2441  GROUP PROTECTOR:10.9614  Guardian:21.1496  GUARDIAN PLUS:14.5834  GUARDIAN SHIELD:12.9171  Maximus:21.8155  Maximus Gold:17.1616  MAXIMUS PLUS:15.6059  Preserver:13.9035  Protector:15.8302  Secure Plus:14.0162  Tyaseer fund:15.0301  Wealth Creator:13.1593 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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IRDA clarifies to public that
1. IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
2. IRDA does not announce any Bonus
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