NAV as on 22-Apr-2014: Accelerator:14.7915  Balancer:12.5117  Conservator:17.1043  Conservator Gold:13.8787  Conservator Platinum Fund:13.4066  Defender:13.08  Discontinued POLICY FUND:11.9616  GROUP PROTECTOR:10.4263  Guardian:19.1981  GUARDIAN PLUS:13.1243  GUARDIAN SHIELD:12.0661  Maximus:19.1101  Maximus Gold:14.5417  MAXIMUS PLUS:13.4791  Preserver:13.1601  Protector:14.8462  Secure Plus:13.3247  Tyaseer fund:12.5836  Wealth Creator:11.1364 
 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDA clarifies to public that
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2. IRDA does not announce any Bonus
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