NAV as on 15-Apr-2014: Accelerator:14.554  Balancer:12.3706  Conservator:16.9889  Conservator Gold:13.8168  Conservator Platinum Fund:13.2725  Defender:12.971  Discontinued POLICY FUND:11.9458  GROUP PROTECTOR:10.4  Guardian:19.0182  GUARDIAN PLUS:12.998  GUARDIAN SHIELD:11.9721  Maximus:18.8794  Maximus Gold:14.3069  MAXIMUS PLUS:13.2807  Preserver:13.0898  Protector:14.7555  Secure Plus:13.2799  Tyaseer fund:12.4534  Wealth Creator:10.9602 
 
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Event Maturity/death benefits payable

On death during the policy term

Sum assured along with vested bonuses will be paid and the policy comes to an end
On survival up to the end of policy term
Sum assured along with vested bonuses will be paid
Bonus: Simple reversionary bonus will accrue during the policy term.
Condition Limit
Minimum age at entry 12 years
Maximum age at entry 65 years
Maximum age at maturity 75 years
Minimum policy term 7 years
Maximum policy term 25 years
Minimum sum assured Rs. 50,000
Note: The policy can be taken for a sum assured based on a fixed premium subject to a minimum sum assured of Rs.50,000 for the appropriate age and term.
Payment mode Rebate
Yearly   1.5% of the tabular
  premium as rebate
Half-yearly   0.75% of the tabular
  premium as rebate
Sum Assured Rebate
  Below Rs. 1,00,000 Nil
  Rs. 1,00,000 to Rs. 1,99,000 Re. 1 per thousand
  Rs. 2,00,000 to Rs. 2,99,000 Rs. 2 per thousand
  Rs. 3,00,000 and above Rs. 3 per thousand
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BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/ FRAUDULENT OFFERS
IRDA clarifies to public that
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2. IRDA does not announce any Bonus
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number